Do you owe someone money? Does someone owe you?
I owe several people money. I owe my mom close to $2,000 for down payments, etc for a new apartment when I was broke. I owe about $11,000 in student loans. I owe my dentist probably about $1,200 and my dental credit company about $400.
Nobody owes me money. Nobody ever asks me to borrow money, probably because I feel like I’m always broke!